{"id":8,"date":"2011-08-25T16:38:05","date_gmt":"2011-08-25T16:38:05","guid":{"rendered":"https:\/\/www.jimwilsonhomeloans.com\/?page_id=8"},"modified":"2018-01-23T18:41:38","modified_gmt":"2018-01-24T02:41:38","slug":"mortgage-broker","status":"publish","type":"page","link":"https:\/\/www.jimwilsonhomeloans.com\/mortgage-broker","title":{"rendered":"Mortgage Broker for the SF Bay Area"},"content":{"rendered":"

Why is a Mortgage Broker better?<\/h2>\n

Lots of companies offer loans, and each company has different loan types. If you go to the bank and ask for a quote they will only show you their products, but not their competitors. The first loan types they show you are also likely to make them the most money. Working with a mortgage broker means you have someone who knows your financial situation, and shops around for the best offers from multiple lending companies. We know what criteria banks are looking for and how to help you qualify for the best possible loans. We only make money by finding you a good deal.<\/p>\n

Who is Jim Wilson?<\/h2>\n

Jim enjoys the challenge of finding the right loan products. He’s been helping people do this since 1999. Whether you\u2019re dreaming of a new home or trying to consolidate existing loans Jim is driven to help you get the most value for your dollar and time. His extensive knowledge, diversity of loans, and personalized service make working with Jim a rewarding experience. Obtaining a loan with Jim\u2019s help is also faster than going the direct lender route. He\u2019s an expert at getting clients pre-approved quickly and closing the loan in an expedient manner.<\/p>\n

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\"Five Review from Eric in San Ramon<\/h3>\n

\u201cThere is no other person I want in my corner than Jim Wilson in the loan \/ real estate business. Very professional and stays in touch during the whole process. Gives 110% and knows his stuff.\u201d – Erick C.<\/p>\n

Read More Reviews<\/a><\/h4>\n<\/div>\n

Loans To: Purchase a Home<\/a><\/h2>\n

Buying a home is likely the single largest investment you will ever make. There\u2019s a lot involved and having a mortgage professional to walk you through can make it an enjoyable experience. Jim takes time to explain the buying process from beginning to end in a way that\u2019s easy to understand. His goal is to keep things simple, and save you money in the process. The right home loan can save you thousands of dollars in the long run. Based on your finances and goals he\u2019ll find the best loan for you and get you pre-qualified so you can start shopping.<\/p>\n

Loans To: Refinance a Property<\/a><\/h2>\n

Refinancing is great for many reasons. You can get money out of a property, lower your monthly payment, change the signers on a loan, or change the loan terms to suit you better. Rates are at historical lows and it\u2019s a great time to make a move. Jim and his team can find you the best loans with the best possible rates so you can start saving money. Rates are changing daily so the sooner we can start looking, the more time we have to get you the best refinance rate.<\/p>\n

Loans To: Purchase Investment Property<\/a><\/h2>\n
Jim and his team have the resources for investment financing. Preferred Mortgage can help with financing or cash-out options on up to 10 investment properties. Our lenders can do conventional financing with as little as 10% down on purchases with Homepath and 20% down payment on Fannie and Freddie programs. With residential rents at all time highs and interest rates at all time lows it’s a great time to own rental properties. Ask Jim about refinancing or getting prequalified.<\/h6>\n
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Sample 2024 Mortgage Rates<\/h2>\n

Rates are historically low right now and it\u2019s a great time to shop rates. Here\u2019s a sample of recent market rates. These change daily so ask Jim for today\u2019s best possible rates. He enjoys finding the best deals.<\/p>\n

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