Home Affordability & Mortgage Payment Calculator
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Save Time, Save Money

Mortgage Brokers San Francisco Bay Area



Call Jim: 925-838-6810

Jim Wilson, Broker / Principal

Preferred Mortgage, Inc.

Sample Rates and Mortgage Calculator

Mortgage Affordability & Payment Calculator

What will your monthly mortgage payment be? Use this mortgage calculator to find out. A house is the largest purchase most of us will ever make so it’s important to know what your payment will be and how much you can afford. The mortgage calculator will show you how much your monthly payment will be.

Sample 2024 Mortgage Rates

Rates are historically low right now and it’s a great time to shop for a home loan. Here’s a sample of recent market rates based on a number of factors. Once we know your unique situation we can shop the loan market seeking what’s best for you financially. Call me for a quote.

What is a Mortgage Calculator?

Are you interested in finding out how much home you can afford? Lenders often use a 45% housing ratio but do go higher based on other financial factors. This means that your projected housing costs (including mortgage payment, taxes, and insurance) should be no more than 45% of your gross monthly income. A lender using this ratio figures a family earning $2,500 a month can afford a monthly housing cost of $1125.

Loan Amount:
Annual Tax:
Annual Insurance
PMI (if applicable)
Principle and Interest: $
Tax: $
Insurance: $
Private Mortgage Insurance (PMI): $
Total Monthly Payment: $