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Why is a Mortgage Broker better?

Lots of companies offer loans, and each company has different loan types. If you go to the bank and ask for a quote they will only show you their products, but not their competitors. The first loan types they show you are also likely to make them the most money. Working with a mortgage broker for real estate in Livermore means you have someone who knows your financial situation, and shops around for the best offers from multiple lending companies. We know what criteria banks are looking for and how to help you qualify for the best possible loans. We only make money by finding you a good deal.

Who is Jim Wilson?

Jim enjoys the challenge of finding the right loan products. He’s been helping people do this since 1999. Whether you’re dreaming of a new home or trying to consolidate existing loans Jim is driven to help you get the most value for your dollar and time. His extensive knowledge, diversity of loans, and personalized service make working with Jim a rewarding experience. Obtaining a loan with Jim’s help is also faster than going the direct lender route. He’s an expert at getting clients pre-approved quickly and closing the loan in an expedient manner.

Why buy in Livermore?

Over 80,000 people live in Livermore, California, one of America’s wealthiest mid-sized cities. Whether you moved to Livermore, CA for its selection of beautiful homes, the climate, a job, its wine, or its ambiance, you know that Livermore is a terrific place to call home. However, is your home all that it could be? From unaffordable mortgages that keep adjusting, to untapped home equity that could be used on home improvements, refinancing is a viable option for many Livermore homeowners. Does refinancing make sense for you? Schedule a consultation today to speak with Jim Wilson, a Livermore mortgage broker, and find out.

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Loans To: Purchase a Home

Buying a home is likely the single largest investment you will ever make. There’s a lot involved and having a mortgage professional to walk you through can make it an enjoyable experience. Jim takes time to explain the buying process from beginning to end in a way that’s easy to understand. His goal is to keep things simple, and save you money in the process. The right home loan can save you thousands of dollars in the long run. Based on your finances and goals he’ll find the best loan for you and get you pre-qualified so you can start shopping.

Loans To: Refinance a Property

Refinancing is great for many reasons. You can get money out of a property, lower your monthly payment, change the signers on a loan, or change the loan terms to suit you better. Rates are at historical lows and it’s a great time to make a move. Jim and his team can find you the best loans with the best possible rates so you can start saving money. Rates are changing daily so the sooner we can start looking, the more time we have to get you the best refinance rate.

Loans To: Purchase Investment Property

Jim and his team have the resources for investment financing. Preferred Mortgage can help with financing or cash-out options on up to 10 investment properties. Our lenders can do conventional financing with as little as 10% down on purchases with Homepath and 20% down payment on Fannie and Freddie programs. With residential rents at all time highs and interest rates at all time lows it’s a great time to own rental properties. Ask Jim about refinancing or getting prequalified.

Loans Matched to Goals

Lots of loans out there. Choosing the best loan depends on your goal. Jim can help you buy a home, lower your monthly payment, get cash out, or switch to a fixed rate mortgage. Jim has the expertise to find you the best loan, at the lowest possible rate, to accomplish your goal. Preferred Mortgage is a full service mortgage broker and offers nearly every type of mortgage: 1st and 2nd mortgages, conventional, non-conventional, fixed rates, adjustable rates, FHA, VA (Veteran), and even hard money loans. No point and no fee loans are also an option, let me know if you’d prefer this.

About Preferred Mortgage, Inc.

Preferred Mortgage has partnered with lending institutions large and small across the country to bring our customers the very best of what’s available. We are able to beat our competitors’ rates and pricing due to our preferred lending status with our partner institutions. That allows us to pass the savings on to you, our customers. We’ve won awards for our excellent rates and service. Our customers say it best with words like “very easy”, “best rate possible”, and “as good as it gets”. Check out our Yelp Page for more reviews.

Best Mortgage Broker for Livermore, CA?

We’ll let you decide that. As a top mortgage broker serving Livermore, CA and the Bay Area we shop the top lenders in the industry to offer you a range of options with the best interest rates available. Jim is highly attentive, awarded for his service, and gets great reviews from his clients. Contact Jim about your goals and ask him to help you find the best possible rates. You’ll be glad you did.

Five Star Professional Awards

Each year Diablo Magazine surveys recent home buyers in the area. Based on the survey results they compile a list of the top mortgage professionals. Jim Wilson has been honored to receive this award for the past 4 years putting him in the top 2% of East Bay Area mortgage professionals.

More about Jim’s Experience